There's a Difference

Money Market Demand Account (MMDA)

A savings account with checking account privileges, now that's interesting.

This is a high-earning demand deposit account with a variable interest rate. The rate depends on the daily balance in the account. The minimum balance to open the account is $5,000.00. Regulations prohibit more than six withdrawals (including a maximum of three by check) payable to third parties during any monthly statement cycle. For more details, refer to our MMDA Truth-in-Savings disclosure or ask any member of our staff. This account also includes a free ATM Access Card or VISA Debit Card for the first year.

Account Min to Open Min to earn APY Interest Rate APY
Money Market Demand Account (MMDA) $5,000.00 $100,000.00 1.15% 1.16%
$5,000.00 $75,000.00 0.95% 0.95%
$5,000.00 $50,000.00 0.75% 0.75%
$5,000.00 $25,000.00 0.50% 0.50%
$5,000.00 $10,000.00 0.35% 0.35%
$5,000.00 $5,000.00 0.15% 0.15%

"APY" stands for "Annual Percentage Yield"