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Meet the MFB Family

Trista M. Cobbley

I was born and raised in the outskirts of Fort Morgan, Colorado. I graduated from FMHS in 2010 and then attended Mesa State College for one year. I returned to Fort Morgan to finish my education at Morgan Community College earning my associates of arts with an emphasis in business degree in December of 2012. In between school, I worked at FMS Bank as a teller starting the summer after I graduated high school and I worked my way up to the loan operations department in January of 2013. I joined the Morgan Federal Bank family in November of 2013 as a Loan Processor. I am a member and a director of the Sunrise Optimist Club. I love hunting, playing volleyball and tennis, photography, spending time with my family and my pets and I love to watch hockey and football.


321 Ensign Street
Fort Morgan, CO 80701
Phone: (970) 867-2443
Fax: (970) 867-3667
Business Hours >>


Thanks for visiting our website. Whether you are stopping by to do your banking on-line, or just checking out what we can do for your financial needs, we're glad you came.

We were founded in 1935 to serve the financial needs of the people living in Morgan County. We began modestly by promoting savings and affordable home mortgages. We specialize in originating and servicing a full range of residential loans and also offer a full line of consumer and small business banking products and services. Although we reflect on our humble beginnings, we are committed to introducing new services and technologies as our customers’ needs change. One thing that will never change: we will always have the time to say HELLO and provide our customers with excellent service!

We welcome you in remembering our past and ask that you be a part of our future.

2014 Community Events

View our Community Calendar and see what is happening in and around Morgan County.

Online Data Security

Protect Your Personal Information

Morgan Federal Bank will never contact you by email or telephone and ask for personal or confidential information, such as: account number, social security number, password or PIN, nor will we ever send you an email with a link to a website that asks for any such information.

Your Security

At Morgan Federal Bank, we take the utmost care to protect your personal information. We have implemented stringent policies and procedures to ensure your account information is kept confidential. To educate and protect our customers and community we have outlined a few things that we do to increase security and to prevent identity theft and other types of fraud.